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Welcome to Our Kia Finance Center!

As you shop for a new Kia vehicle for your Raleigh commutes, you might find that navigating your car leasing and auto loan financing options is a stressful and sometimes confusing process. Here at Hendrick Kia of Cary, we keep things simple for Durham shoppers with straightforward Kia finance assistance. Consider your tireless search for loans in Raleigh NC over!

The Hendrick Kia of Cary finance department is focused on ensuring your experience with our dealership exceeds your highest expectations. Our friendly finance managers work with people from Durham to Fuquay-Varina  to ensure our customers get the right finance program or lease plan with the most competitive rates and terms.

We strive to work with each customer to ensure their satisfaction. Whether you are right down the road or an hour away from Raleigh, you can use our quick pre-approval form to qualify for one of our finance programs. Additionally, we provide you with a payment calculator to estimate your buying power and monthly payments!

Our Financial Services Include:

  • Competitive rates direct from the manufacturer and local North Carolina banks
  • Quick approvals
  • Value-added services to protect your vehicle investment
  • Extended warranty programs
  • And many more finance programs to fit your needs

Car Leasing vs. Auto Loan Financing

Having trouble deciding whether car leasing or auto loan financing is better suited to your unique needs and circumstances? Check out a few benefits of each option to help make the right determination:

Car Leasing Benefits

  • Lower monthly payments
  • Ability to drive a new model with the latest features more often
  • Stress-free service and maintenance with warranty coverage throughout lease period
  • Flexible lease-end terms

Auto Loan Financing Benefits

  • Full ownership of vehicle without mileage restrictions
  • Ability to modify or customize your vehicle as you wish
  • Freedom to re-sell at any point in time
  • Possibility of refinancing in the future to save money

Contact Our Team to Learn More!

Have lingering questions about your car leasing options and loans in Raleigh NC? Interested in learning more about the used car finance options at Hendrick Kia of Cary? Contact us to schedule an appointment at our dealership near Apex! While you’re here, you can have a more in-depth conversation with our Kia finance team who can provide the car buying advice you need to make the smartest decision for your situation. No matter your credit score, we are here to help you secure the lease or loan that works best with your budget! Call us at 833-756-7614 to learn more, and be sure to inquire about our latest lease offers and finance incentives.

Sales Info

Phone Numbers:Sales Hours:
  • Mon - Fri9:00 AM - 8:00 PM
  • Sat9:00 AM - 8:00 PM
  • SunClosed

Service Info

Phone Numbers:Service Hours:
  • Mon - Sat7:30 AM - 6:00 PM
  • SunClosed

Parts Info

Phone Numbers:
    Parts Hours:
    • Mon - Sat7:30 AM - 6:00 PM
    • SunClosed

    How is your credit?

    Whether it is perfect or not so great, we can custom design the right financing package for your next vehicle purchase.

    BEST
    “I never miss a payment!”

     

    Provide great interest rates.Try our FREE credit application today!

    Amazing New Vehicle APR!

    Outstanding Used Vehicle Rates.

    Select the Kia of your dreams with great benefits and delivery!

    *Rates subject to change. Please see dealer for up-to-date rates.

    OK
    “I’ve missed a payment or two.”

     

    Our certified finance members will help you get in the car you have your eye on. With the different financial arrangements, there is one that fits your lifestyle, and we can help!Complete our FREE credit application and our team of finance professionals will begin working for you. They will provide you with the best finance program for you!

    NOT SO GOOD
    “I need to rebuild my credit…”

     

    Whether you have no credit or not so good credit, we can help! We will provide you with options to help you start rebuilding your credit and get you in the car you need.To get started, fill out our FREE credit application online.

    Once the application is completed, the Hendrick Kia of Cary finance team will put together a loan package that is tailored specifically for you.

    Hendrick Kia of Cary is located at: 90 MacKenan Drive • Cary, NC 27511
    Hendrick Vehicle Disclaimer: $899.00 Dealer Administrative Fee included in advertised price. All prices exclude all taxes, tag, title, registration fees and government fees. Out of state buyers are responsible for all taxes and government fees and title/registration fees in the state where the vehicle will be registered. All prices include all manufacturer to dealer incentives, which the dealer retains unless otherwise specifically provided. Dealer not responsible for errors and omissions; all offers subject to change without notice; please confirm listings with dealer.\n\nAll vehicles may not be physically located at this dealership but may be available for delivery through this location. Transportation charges may apply. Please contact the dealership for more specific information. All vehicles are subject to prior sale. Additional Disclaimers:
    *Offer valid on new 2026 Kia Niro EV models. 0% Annual Percentage Rate (APR) up to 72 months. $13.89 per month per $1,000 financed at 72 months. APR financing subject to credit approval by Kia Finance America (KFA), through KFA, for well-qualified buyers and not available on balloon financing. Only a limited number of customers will qualify for advertised APR. Subject to vehicle availability and dealer participation. Offers may not be combined except where specified. Must take delivery from a participating dealer and from retail stock by 9/30/2026. See your participating Kia dealer for more details. **Lease offer valid on 2026 Kia K4 Models. $3,499 due at Signing. Offer valid on a 36 month term at 10,000 miles per year. Lease offer is only available to well-qualified lessees. No security deposit required. Actual payments may vary. Subject to credit approval by Kia Finance. Lessee is responsible for insurance, maintenance, repairs, $0.20 per mile over 10,000 miles/year, excess wear, and a termination fee of up to $400. Subject to dealer participation. Offers may not be combined except where specified. Must take delivery by 9/30/2026. See dealer for details. ***Well-qualified customers who purchase a new, used, or certified pre-owned vehicle, 4 model years or newer with less than 60K miles between September 1, 2026 and November 2, 2026, and finance through a participating dealer and lender have the option to defer monthly payments for 120 days from contract date. Excludes Hendrick Performance vehicles. Finance charges begin to accrue on the date you sign the Retail Installment Sale Contract at the Annual Percentage Rate (APR) disclosed in the contract. May not be combined with other preferred lender financing offers. 75 months maximum term limit. Equal monthly payments only. Not available to Pennsylvania residents; see your dealer for details. Must take retail delivery by November 2, 2026. See dealer for complete down payment and interest rate options and details. Financing available to qualified buyers. Some exclusions apply. See dealer for complete details.

    *Offer valid on new 2026 Kia EV9 models. 1.99% Annual Percentage Rate (APR) up to 84 months. $12.72 per month per $1,000 financed at 84 months. APR financing subject to credit approval by Kia Finance America (KFA), through KFA, for well-qualified buyers and not available on balloon financing. Only a limited number of customers will qualify for advertised APR. Subject to vehicle availability and dealer participation. New vehicles only. This incentive is a limited-time offer on eligible Kia vehicles. Offers may not be combined except where specified. Must take delivery from a participating dealer and from retail stock by 9/30/2026. Dealer contribution may vary and could affect actual monthly payment. See your participating Kia dealer for more details. Limited inventory available. **Offer valid on 2026 Niro EV and 2026 EV9. Offers may not be combined except where specified. Offer valid on Must take delivery from a participating dealer and from retail stock by 9/30/2026. Dealer contribution may vary and could affect actual monthly payment. See your participating Kia dealer for more details. Limited inventory available. ***Well-qualified customers who purchase a new, used, or certified pre-owned vehicle, 4 model years or newer with less than 60K miles between September 1, 2026 and November 2, 2026, and finance through a participating dealer and lender have the option to defer monthly payments for 120 days from contract date. Excludes Hendrick Performance vehicles. Finance charges begin to accrue on the date you sign the Retail Installment Sale Contract at the Annual Percentage Rate (APR) disclosed in the contract. May not be combined with other preferred lender financing offers. 75 months maximum term limit. Equal monthly payments only. Not available to Pennsylvania residents; see your dealer for details. Must take retail delivery by November 2, 2026. See dealer for complete down payment and interest rate options and details. Financing available to qualified buyers. Some exclusions apply. See dealer for complete details.

    *Offer valid on new 2027 Kia Telluride models. 3.99% Annual Percentage Rate (APR) up to 48 months. $22.57 per month per $1,000 financed at 48 months. APR financing subject to credit approval by Kia Finance America (KFA), through KFA, for well-qualified buyers and not available on balloon financing. Only a limited number of customers will qualify for advertised APR. Subject to vehicle availability and dealer participation. Offers may not be combined except where specified. Must take delivery from a participating dealer and from retail stock by 9/30/2026. See your participating Kia dealer for more details. **Lease offer valid on 2027 Telluride Models. $3,999 due at Signing. Offer valid on a 24 month term at 10,000 miles per year. Lease offer is only available to well-qualified lessees. No security deposit required. Actual payments may vary. Subject to credit approval by Kia Finance. Lessee is responsible for insurance, maintenance, repairs, $0.20 per mile over 10,000 miles/year, excess wear, and a termination fee of up to $400. Subject to dealer participation. Offers may not be combined except where specified. Must take delivery by 9/30/2026. See dealer for details.***Well-qualified customers who purchase a new, used, or certified pre-owned vehicle, 4 model years or newer with less than 60K miles between September 1, 2026 and November 2, 2026, and finance through a participating dealer and lender have the option to defer monthly payments for 120 days from contract date. Excludes Hendrick Performance vehicles. Finance charges begin to accrue on the date you sign the Retail Installment Sale Contract at the Annual Percentage Rate (APR) disclosed in the contract. May not be combined with other preferred lender financing offers. 75 months maximum term limit. Equal monthly payments only. Not available to Pennsylvania residents; see your dealer for details. Must take retail delivery by November 2, 2026. See dealer for complete down payment and interest rate options and details. Financing available to qualified buyers. Some exclusions apply. See dealer for complete details.

    *Offer valid on new 2027 Kia Telluride Hybrid models. 3.99% Annual Percentage Rate (APR) up to 48 months. $22.57 per month per $1,000 financed at 48 months. APR financing subject to credit approval by Kia Finance America (KFA), through KFA, for well-qualified buyers and not available on balloon financing. Only a limited number of customers will qualify for advertised APR. Subject to vehicle availability and dealer participation. Offers may not be combined except where specified. Must take delivery from a participating dealer and from retail stock by 9/30/2026. See your participating Kia dealer for more details. **Lease offer valid on 2027 Telluride Hybrid Models. $3,999 due at Signing. Offer valid on a 24 month term at 10,000 miles per year. Lease offer is only available to well-qualified lessees. No security deposit required. Actual payments may vary. Subject to credit approval by Kia Finance. Lessee is responsible for insurance, maintenance, repairs, $0.20 per mile over 10,000 miles/year, excess wear, and a termination fee of up to $400. Subject to dealer participation. Offers may not be combined except where specified. Must take delivery by 9/30/2026. See dealer for details.***Well-qualified customers who purchase a new, used, or certified pre-owned vehicle, 4 model years or newer with less than 60K miles between September 1, 2026 and November 2, 2026, and finance through a participating dealer and lender have the option to defer monthly payments for 120 days from contract date. Excludes Hendrick Performance vehicles. Finance charges begin to accrue on the date you sign the Retail Installment Sale Contract at the Annual Percentage Rate (APR) disclosed in the contract. May not be combined with other preferred lender financing offers. 75 months maximum term limit. Equal monthly payments only. Not available to Pennsylvania residents; see your dealer for details. Must take retail delivery by November 2, 2026. See dealer for complete down payment and interest rate options and details. Financing available to qualified buyers. Some exclusions apply. See dealer for complete details.

    *Well-qualified customers who purchase a new, used, or certified pre-owned vehicle, 4 model years or newer with less than 60K miles between September 1, 2026 and November 2, 2026, and finance through a participating dealer and lender have the option to defer monthly payments for 120 days from contract date. Excludes Hendrick Performance vehicles. Finance charges begin to accrue on the date you sign the Retail Installment Sale Contract at the Annual Percentage Rate (APR) disclosed in the contract. May not be combined with other preferred lender financing offers. 75 months maximum term limit. Equal monthly payments only. Not available to Pennsylvania residents; see your dealer for details. Must take retail delivery by November 2, 2026. See dealer for complete down payment and interest rate options and details. Financing available to qualified buyers. Some exclusions apply. See dealer for complete details.

    Restrictions apply. Visit your nearest service location for complete details.

    *Offer valid on new 2026 Kia K4 models. 2.90% Annual Percentage Rate (APR) up to 48 months. $22.09 per month per $1,000 financed at 48 months. APR financing subject to credit approval by Kia Finance America (KFA), through KFA, for well-qualified buyers and not available on balloon financing. Only a limited number of customers will qualify for advertised APR. Subject to vehicle availability and dealer participation. Offers may not be combined except where specified. Must take delivery from a participating dealer and from retail stock by 9/30/2026. See your participating Kia dealer for more details. **Lease offer valid on 2026 Kia K4 Models. $3,499 due at Signing. Offer valid on a 36 month term at 10,000 miles per year. Lease offer is only available to well-qualified lessees. No security deposit required. Actual payments may vary. Subject to credit approval by Kia Finance. Lessee is responsible for insurance, maintenance, repairs, $0.20 per mile over 10,000 miles/year, excess wear, and a termination fee of up to $400. Subject to dealer participation. Offers may not be combined except where specified. Must take delivery by 9/30/2026. See dealer for details. ***Well-qualified customers who purchase a new, used, or certified pre-owned vehicle, 4 model years or newer with less than 60K miles between September 1, 2026 and November 2, 2026, and finance through a participating dealer and lender have the option to defer monthly payments for 120 days from contract date. Excludes Hendrick Performance vehicles. Finance charges begin to accrue on the date you sign the Retail Installment Sale Contract at the Annual Percentage Rate (APR) disclosed in the contract. May not be combined with other preferred lender financing offers. 75 months maximum term limit. Equal monthly payments only. Not available to Pennsylvania residents; see your dealer for details. Must take retail delivery by November 2, 2026. See dealer for complete down payment and interest rate options and details. Financing available to qualified buyers. Some exclusions apply. See dealer for complete details.

    *Offer valid on new 2027 Kia Seltos models. 3.99% APR up to 48 months. 3.99% Annual Percentage Rate (APR) up to 48 months. $22.57 per month per $1,000 financed at 48 months. 4.49% Annual Percentage Rate (APR) up to 60 months. $18.64 per month per $1,000 financed at 60 months. 5.49% Annual Percentage Rate (APR) up to 66 months. $17.59 per month per $1,000 financed at 66 months. 5.99% Annual Percentage Rate (APR) up to 72 months. $16.57 per month per $1,000 financed at 72 months. 7.00% Annual Percentage Rate (APR) up to 84 months. $15.09 per month per $1,000 financed at 84 months. APR financing subject to credit approval by Kia Finance America (KFA), through KFA, for well-qualified buyers and not available on balloon financing. Only a limited number of customers will qualify for advertised APR. Subject to vehicle availability and dealer participation. New vehicles only. This incentive is a limited-time offer on eligible Kia vehicles. Offers may not be combined except where specified. Must take delivery from a participating dealer and from retail stock by 09/30/2026. Dealer contribution may vary and could affect actual monthly payment. See your participating Kia dealer for more details. Finance contract must be signed and dated no later than 09/30/2026. Limited inventory available. **Lease offer valid on 2027 Kia Seltos Models. $3,799 due at Signing. Offer valid on a 36 month term at 10,000 miles per year. Lease offer is only available to well-qualified lessees. No security deposit required. Actual payments may vary. Subject to credit approval by Kia Finance. Lessee is responsible for insurance, maintenance, repairs, $0.20 per mile over 10,000 miles/year, excess wear, and a termination fee of up to $400. Subject to dealer participation. Offers may not be combined except where specified. Must take delivery by 9/30/2026. See dealer for details. ***Well-qualified customers who purchase a new, used, or certified pre-owned vehicle, 4 model years or newer with less than 60K miles between September 1, 2026 and November 2, 2026, and finance through a participating dealer and lender have the option to defer monthly payments for 120 days from contract date. Excludes Hendrick Performance vehicles. Finance charges begin to accrue on the date you sign the Retail Installment Sale Contract at the Annual Percentage Rate (APR) disclosed in the contract. May not be combined with other preferred lender financing offers. 75 months maximum term limit. Equal monthly payments only. Not available to Pennsylvania residents; see your dealer for details. Must take retail delivery by November 2, 2026. See dealer for complete down payment and interest rate options and details. Financing available to qualified buyers. Some exclusions apply. See dealer for complete details.

    *Offer valid on new 2026 Kia Niro EV models. 0% Annual Percentage Rate (APR) up to 72 months. $13.89 per month per $1,000 financed at 72 months. APR financing subject to credit approval by Kia Finance America (KFA), through KFA, for well-qualified buyers and not available on balloon financing. Only a limited number of customers will qualify for advertised APR. Subject to vehicle availability and dealer participation. Offers may not be combined except where specified. Must take delivery from a participating dealer and from retail stock by 9/30/2026. See your participating Kia dealer for more details. **Lease offer valid on 2026 Niro EV Models. $3,999 due at Signing. Offer valid on a 24 month term at 10,000 miles per year. Lease offer is only available to well-qualified lessees. No security deposit required. Actual payments may vary. Subject to credit approval by Kia Finance. Lessee is responsible for insurance, maintenance, repairs, $0.20 per mile over 10,000 miles/year, excess wear, and a termination fee of up to $400. Subject to dealer participation. Offers may not be combined except where specified. Must take delivery by 9/30/2026. See dealer for details..***Well-qualified customers who purchase a new, used, or certified pre-owned vehicle, 4 model years or newer with less than 60K miles between September 1, 2026 and November 2, 2026, and finance through a participating dealer and lender have the option to defer monthly payments for 120 days from contract date. Excludes Hendrick Performance vehicles. Finance charges begin to accrue on the date you sign the Retail Installment Sale Contract at the Annual Percentage Rate (APR) disclosed in the contract. May not be combined with other preferred lender financing offers. 75 months maximum term limit. Equal monthly payments only. Not available to Pennsylvania residents; see your dealer for details. Must take retail delivery by November 2, 2026. See dealer for complete down payment and interest rate options and details. Financing available to qualified buyers. Some exclusions apply. See dealer for complete details.

    *Offer valid on new 2027 Kia EV3 models. 0.90% Annual Percentage Rate (APR) up to 48 months. $21.22 per month per $1,000 financed at 48 months. APR financing subject to credit approval by Kia Finance America (KFA), through KFA, for well-qualified buyers and not available on balloon financing. Only a limited number of customers will qualify for advertised APR. Subject to vehicle availability and dealer participation. Offers may not be combined except where specified. Must take delivery from a participating dealer and from retail stock by 9/30/2026. See your participating Kia dealer for more details. **Lease offer valid on 2027 Kia EV3 models. $3,999 due at Signing. Offer valid on a 24 month term at 10,000 miles per year. Lease offer is only available to well-qualified lessees. No security deposit required. Actual payments may vary. Subject to credit approval by Kia Finance. Lessee is responsible for insurance, maintenance, repairs, $0.20 per mile over 10,000 miles/year, excess wear, and a termination fee of up to $400. Subject to dealer participation. Offers may not be combined except where specified. Must take delivery by 9/30/2026. See dealer for details.***Well-qualified customers who purchase a new, used, or certified pre-owned vehicle, 4 model years or newer with less than 60K miles between September 1, 2026 and November 2, 2026, and finance through a participating dealer and lender have the option to defer monthly payments for 120 days from contract date. Excludes Hendrick Performance vehicles. Finance charges begin to accrue on the date you sign the Retail Installment Sale Contract at the Annual Percentage Rate (APR) disclosed in the contract. May not be combined with other preferred lender financing offers. 75 months maximum term limit. Equal monthly payments only. Not available to Pennsylvania residents; see your dealer for details. Must take retail delivery by November 2, 2026. See dealer for complete down payment and interest rate options and details. Financing available to qualified buyers. Some exclusions apply. See dealer for complete details.

    *Offer valid on new 2026 Kia EV6 models. 0% Annual Percentage Rate (APR) up to 60 months. $16.67 per month per $1,000 financed at 60 months. APR financing subject to credit approval by Kia Finance America (KFA), through KFA, for well-qualified buyers and not available on balloon financing. Only a limited number of customers will qualify for advertised APR. Subject to vehicle availability and dealer participation. Offers may not be combined except where specified. Must take delivery from a participating dealer and from retail stock by 9/30/2026. See your participating Kia dealer for more details. **Lease offer valid on 2026 EV6 Models. $3,999 due at Signing. Offer valid on a 24 month term at 10,000 miles per year. Lease offer is only available to well-qualified lessees. No security deposit required. Actual payments may vary. Subject to credit approval by Kia Finance. Lessee is responsible for insurance, maintenance, repairs, $0.20 per mile over 10,000 miles/year, excess wear, and a termination fee of up to $400. Subject to dealer participation. Offers may not be combined except where specified. Must take delivery by 9/30/2026. See dealer for details. ***Well-qualified customers who purchase a new, used, or certified pre-owned vehicle, 4 model years or newer with less than 60K miles between September 1, 2026 and November 2, 2026, and finance through a participating dealer and lender have the option to defer monthly payments for 120 days from contract date. Excludes Hendrick Performance vehicles. Finance charges begin to accrue on the date you sign the Retail Installment Sale Contract at the Annual Percentage Rate (APR) disclosed in the contract. May not be combined with other preferred lender financing offers. 75 months maximum term limit. Equal monthly payments only. Not available to Pennsylvania residents; see your dealer for details. Must take retail delivery by November 2, 2026. See dealer for complete down payment and interest rate options and details. Financing available to qualified buyers. Some exclusions apply. See dealer for complete details.

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    Cary, NC 27511
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    90 MacKenan Drive, Cary, NC, 27511
    Hendrick Kia of Cary 35.7399084, -78.8106564.